Long-term loan without credit checks in the Czech Republic: reality, options, risks and how to choose safely

What people mean by “dlouhodobá půjčka bez registru” Borrowers usually say “bez registru” to mean a lender who won’t automatically reject them because of old or minor entries in SOLUS, BRKI or NRKI. In legal reality, any reputable, ČNB-licensed provider must check affordability (bonita) under Act No. 257/2016 Coll., as also explained by MYTO CZ. …